Your closing checklist | Discount Rate Realty

Prepare with the closing team

Confirm contract deadlines and remaining contingencies with your agent or attorney.Ask the lender for outstanding conditions, document requests, and funding requirements, if financed.Review available title, survey, association, and property documents with the appropriate professionals.Arrange required insurance and confirm the effective date with the lender or closing team.Confirm signing location or remote process, required identification, and who must attend.Review the settlement figures and loan disclosures with the closing team; ask about discrepancies.

Before signing & possession

Independently verify payment instructions using a trusted closing-company phone number before sending money.Complete an agreed walkthrough and raise concerns through your agent before closing.Confirm how agreed repairs, credits, included items, and any unresolved matters are documented.Keep closing funds and any required proof available in the form the closing team confirms.Confirm funding, recording, possession, and key-handoff arrangements; do not assume they are simultaneous.Retain signed documents and confirm any next steps for loan payments, tax records, and ownership services.

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